Mortgage or Marriage?

Mortgage or Marriage?

OVER THE YEARS, both the average cost of a wedding and the average deposit required to buy a property have increased. As a result, this has forced some younger couples in the UK to decide which is more important to them — the dream wedding or the dream home?
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Presentation Is Everything

Presentation Is Everything

SELLING PROPERTY REQUIRES good preparation. It typically requires a few repairs on the outside and inside, decluttering, fresh paintwork and finding the right estate agent, along with preparing the necessary documentation.
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How to be a good landlord

How to be a good landlord

THERE’S FAR MORE to being a landlord than simply owning a property. Whether you’re an experienced landlord who has been managing a portfolio of properties for many years, or a new landlord, understanding your legal obligations as a landlord will help you to protect your investment, yourself and your tenants.
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Protection, Protection, Protection

Protection, Protection, Protection

WITHOUT ADEQUATE PROTECTION, one single incident, such as fire or burglary, could have a devastating effect on you and your home. Insurance can’t stop the incident happening, but it can help put things back the way they were – quickly and with the minimum of fuss.
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What is loan-to-value (LTV) and why does it matter?

What is loan-to-value (LTV) and why does it matter?

WHEN YOU BORROW money to buy a home, the loan is typically expressed as a percentage of the property’s value. This is known as the loan-to-value ratio (LTV). Lenders look at your LTV when deciding if they’ll accept your mortgage application – the lower, the better.
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Interior Design

Interior Design

WHEN IT COMES TO THE PSYCHOLOGY of colour, there is a lot of discussion around what different hues can do to our mood and emotions. But what about when it comes to our homes? Can the colours we choose for our walls, furniture and decor have an impact on our wellbeing?
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Shift in buyer preferences

Shift in buyer preferences

THE COVID-19 PANDEMIC redefined the role of the home and placed new emphasis on its importance, and people looked for more room in order to work, exercise and often teach under one roof.
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Interest rates are rising

Interest rates are rising

RECENT YEARS have seen an extraordinary period of competitive and low interest rate mortgage deals but, even before the Bank of England’s (BoE) rate-setting Monetary Policy Committee began increasing interest rates last December, there were signs that the era of ultra-low mortgage rates was at an end.
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Mortgages in Retirement and Later Life

Mortgages in Retirement and Later Life

Whether you're looking to downsize or move home after you’ve retired or are approaching retirement, you may be wondering if you can get a mortgage. There are many different reasons why you may want a mortgage that takes you into your 60s, 70s and beyond.
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Mortgage options

Mortgage options

IF YOU ARE not in the fortunate position of being able to buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage for your specific requirements.
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