New year’s resolutions. What’s your priority?

New year’s resolutions. What’s your priority?

January 4, 2023

If you’re thinking about making some resolutions going into the new year, why not change things up and break the mould by prioritising something different this new year…

Prioritising your goals

These days, we all spend a lot of time worrying about the small stuff and it’s easy to take the important stuff, like your family, health and the roof over your head for granted. This new year, setting goals for yourself is important but consider what your top priorities are first.

Working on your health, fitness, finances and personal growth is key but if you weren’t in the picture anymore – what would happen?

If sorting a life insurance policy for yourself isn’t already on your radar then we urge you to think about the importance of having a policy in place. Life insurance isn’t just for you, it’s for your loved ones too, and having a policy can bring peace of mind to you but also to your family.

Have you got the basics covered?

Having the right cover at the right time is so important. It doesn’t matter if you’re a parent, self-employed, a home-owner, single, married or starting your own business: no one knows what is around the corner and having the right life insurance policy in place could make all the difference.

Whether you’re worried about sick pay, keeping your business afloat, getting critically ill or leaving your children with no safety net, there is a life insurance policy that we may be able to tailor to your circumstances.

If you are still without cover, sorting your life insurance should be your top priority, especially if you are a parent. If the worst were to happen to you, the lump sum from your life insurance policy could help your loved ones left behind afford to get by.

Why does your lifestyle affect your life insurance policy?

With any life insurance policy, whether its critical illness cover, income protection, level life insurance or mortgage protection, information surrounding your health and lifestyle is essential to sorting your cover.

The reason that life insurance is based on your health is that insurers will assess you based on how much of a risk you are. This is often the reason why the younger and healthier you are, the cheaper your life insurance policy could be. Plus, knowing about your health is essential in putting together a full picture of your circumstances.

At The Official Mortgage Company, we get to know you so we can create a policy, suited to your needs, circumstances and affordability.

For further information, please contact us on 01777 809700 or email admin@officialmortgages.co.uk.

PROTECTION PLANS WITH NO INVESTMENT ELEMENT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED THEN COVER WILL LAPSE.

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